Who needs Product Liability?
What's covered
Products that are flawed due to errors in the manufacturing process.
Products that are inherently dangerous due to their design, even if manufactured correctly.
Inadequate instructions or warnings about proper use and potential dangers.
Attorney fees and court costs to defend against product liability lawsuits.
Compensation paid to injured parties up to your policy limits.
What's not covered
Examples by industry
A skincare product you sell triggers an allergic reaction; product liability covers the injury claim.
A packaged item your bakery sells causes illness due to a labeling error; product liability covers the claim.
A cleaning solution you produce and sell harms a customer's surfaces or skin; product liability responds.
A branded product your firm sells is blamed for a defect; product liability covers the resulting claim.
A product you sold but didn't make injures a customer; product liability covers your defense as the seller.
A part you distribute fails and causes damage; product liability covers the claim against you.
A hardware device you manufacture overheats and damages property; product liability covers the claim.
A building material you fabricate and sell fails; product liability covers the damage claim.
Branded merchandise you produce injures a buyer; product liability covers the resulting claim.
A product sold through your property-services arm is blamed for harm; product liability responds to the claim.
Get covered
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